In addition to the basic mandatory insurance required by law you may want to consider the following:
Additional liability coverage is something all riders should carefully consider. By purchasing both liability insurance for others and uninsured motorist coverage at higher limits, you will greatly reduce the risk of financial loss to yourself.
Collision covers you in the case you’re in an accident that is your fault, this insurance pays to repair your bike, less the deductible amount.
Comprehensive is a good option to consider as it pays for fire, vandalism, theft, hail damage, storms, and other non-traffic accident claims.
Roadside assistance – is one of those things you never think you’ll need, but will be thankful for if you ever break down far from home. Roadside assistance pays for jumps, gas, or towing your bike home or to the nearest facility.
Bike accessories cover replacement or repairs on any expensive customizations and personalizations you’ve added to your bike.
Total loss insurance pays to replace your bike—not just the fair market value, which is usually lower than what you actually paid for the bike—but an entirely new ride.
Rental vehicle coverage is something you may wish to consider if you’re planning a long road trip, or you often ride far from home—you can transport a break down yourself, rather than pay excessive tow charges.
Trip interruption coverage helps pay for lodging, food and a substitute vehicle when a mechanical breakdown or a covered loss occurs more than 100 miles from home.
On road insurance for off-road vehicles cover your dirt bike or ATV on the road—we consider this essential, and very affordable.